We want you to be healthy and safe when you’re studying at Hochschule Worms! More information on the German health insurance system, EHIC, private insurances and more can will be shared with you before enrolment.
Health Insurance Obligation in Germany
• In Germany, every resident is required to have at least statutory health insurance coverage (so-called Versicherungspflicht; insurance obligation). This also applies to international students, as you will be a resident of Germany for the duration of your stay.
• In case you need a visa to enter Germany, please also inform yourself about the requirements of health insurance for the application of the visa!
Enrolment & Meldung 10 (M10)
• Every student needs to have a valid health insurance for university enrolment by German law.
• The university requires from all students to be covered for the whole semester:
Winter semester: from 1st September at least until 28th/29th February
Summer semester: from 1st March at least until 31st August
• For enrolment, our university needs the so-called ‘Meldung 10’ (M10) from a German statutory (public) insurance provider. This is a confirmation that the person is sufficiently insured for studying and has valid health insurance. The M10 is an electronic notification and is not a physical/real confirmation. It is only used for university enrolment.
German Statutory Insurance
• Becoming a member of a German statutory health insurance costs about 120 € per month for students.In general, the costs and coverage of German statutory health insurance contracts for students do not differ much. However, please inform yourself about the details of each insurance provider.
• Please note that if you are over 30 years old, you cannot sign up for a German statutory student health insurance. You either need to sign up for a so-called voluntary statutory insurance (‘freiwillige
Versicherung’) or a private health insurance.
Please Note
• Some blocked account providers cooperate with German statutory insurance providers. Always check which insurance is mentioned in the contract!
• Some global (private) insurance companies cooperate with German statutory insurance providers. Always check which insurance is mentioned in the contract!
QUESTIONS?
We are always happy to assist you with this important process. In case of questions, please contact us via incoming@hs-worms.de